The guides

Every Florida insurance guide

25 plain-talk guides to coverage, costs, and saving money in the Sunshine State.

Best Companies for FR-44 Filing

Best Companies for FR-44 Filing

After a Florida DUI you'll likely need an FR-44, which forces much higher liability limits (100/300/50). Here's what it is, which kinds of companies file them, and how to avoid overpaying.

Eddie EzekielJun 14, 2026
Best Insurance Companies for Rural Areas

Best Insurance Companies for Rural Areas

In rural areas, the quality of local support can matter more.

Eddie EzekielMay 12, 2026
Cheapest Insurance for Single Mothers

Cheapest Insurance for Single Mothers

There is no one cheapest insurer for every single mother

Eddie EzekielMay 12, 2026
Does Florida Require Insurance Before Registration?

Does Florida Require Insurance Before Registration?

Yes, Florida requires active PIP and PDL from a Florida-licensed insurer before you can register a car. But the costly mistake isn't getting insured, it's canceling afterward. Here's how it works.

Eddie EzekielApr 22, 2026
Cheapest Insurance for New Cars in Florida

Cheapest Insurance for New Cars in Florida

Finding affordable insurance for a new car in Florida is essential for cost-conscious drivers.

Eddie EzekielApr 13, 2026
Insurance Requirements for Electric Vehicles in Florida

Insurance Requirements for Electric Vehicles in Florida

As electric vehicles (EVs) gain momentum on Florida roads, it's essential for drivers to understand the specifics of insuring these innovative vehicles

Eddie EzekielApr 7, 2026
Root vs Lemonade Car Insurance (Florida Review)

Root vs Lemonade Car Insurance (Florida Review)

Compare Root and Lemonade car insurance options for Florida drivers.

Eddie EzekielApr 3, 2026
Best Time of Year to Shop for Insurance in Florida

Best Time of Year to Shop for Insurance in Florida

Discover the best months to secure affordable insurance rates in Florida.

Eddie EzekielMar 5, 2026
How to Add a Driver to Your Policy

How to Add a Driver to Your Policy

Step-by-step guide on adding a driver to your policy fast and hassle-free.

Eddie EzekielFeb 19, 2026
Best Car Insurance for Florida Teachers

Best Car Insurance for Florida Teachers

Discover optimal car insurance solutions tailored for Florida's dedicated teachers.

Eddie EzekielFeb 10, 2026
Cheapest Insurance for Delivery Drivers (DoorDash/Instacart)

Cheapest Insurance for Delivery Drivers (DoorDash/Instacart)

Find the best rates for DoorDash and Instacart driver insurance today.

Eddie EzekielFeb 6, 2026
How Car Insurance Works for Leased Vehicles in Florida

How Car Insurance Works for Leased Vehicles in Florida

Discover how car insurance works for leased vehicles in Florida. Essential info for leaseholders.

Eddie EzekielFeb 6, 2026
Allstate vs State Farm

Allstate vs State Farm

Explore coverage, rates, and customer reviews of Allstate and State Farm insurance options.

Eddie EzekielJan 19, 2026
How to Report Insurance Fraud in Florida

How to Report Insurance Fraud in Florida

Insurance fraud is a significant issue impacting consumers, insurers, and government agencies across the country.

Eddie EzekielJan 19, 2026
Best Multi-Car Discounts in Florida

Best Multi-Car Discounts in Florida

Finding the best multi-car insurance discounts in Florida can lead to significant savings on auto coverage

Eddie EzekielJan 13, 2026
Florida Motorcycle Insurance Requirements

Florida Motorcycle Insurance Requirements

Florida's motorcycle insurance requirements can be somewhat perplexing due to its unique set of rules.

Eddie EzekielJan 13, 2026
Florida Insurance Requirements for New Residents

Florida Insurance Requirements for New Residents

New to Florida? You have just 10 days to register your car, and your out-of-state policy won't qualify. Here's exactly what Florida requires, the deadlines that catch newcomers, and the right order to do it in.

Eddie EzekielDec 23, 2025
How Total Loss Is Calculated in Florida

How Total Loss Is Calculated in Florida

In Florida, a vehicle is considered a total loss when the cost to repair the damage exceeds 80% of the vehicle's Actual Cash Value (ACV).

Eddie EzekielDec 11, 2025
Insurance After Reckless Driving Charges

Insurance After Reckless Driving Charges

A reckless driving charge in Florida is a criminal misdemeanor, not an ordinary ticket, and it can roughly double your insurance or get your policy dropped. Here's the real impact and how to recover.

Eddie EzekielDec 10, 2025
Difference Between PIP and MedPay in Florida

Difference Between PIP and MedPay in Florida

PIP is required in Florida and pays 80% of your medical bills. MedPay is the optional add-on that covers what PIP leaves behind. Here's how they differ and when MedPay is worth it.

Eddie EzekielDec 9, 2025
What PIP Covers in Florida (And What It Doesn’t)

What PIP Covers in Florida (And What It Doesn’t)

Florida requires $10,000 of PIP, but it only pays 80% of your medical bills, has a 14-day deadline, and won't touch the other driver. Here's what PIP really covers, what it doesn't, and the gaps that catch people.

Eddie EzekielDec 5, 2025
Best Insurance for Electric Vehicle Drivers

Best Insurance for Electric Vehicle Drivers

With the surge in electric vehicle (EV) adoption, finding the right insurance that accommodates the unique aspects of these cars is vital.

Eddie EzekielDec 5, 2025
Best Car Insurance for Seniors In Florida (2026)

Best Car Insurance for Seniors In Florida (2026)

Navigating the world of car insurance as a senior in Florida can be challenging due to the state's notably high insurance premiums.

Eddie EzekielDec 2, 2025
Cheapest Car Insurance for Students in Florida

Cheapest Car Insurance for Students in Florida

Finding affordable car insurance for students in Florida can be a daunting task, largely due to the state's high insurance premiums.

Eddie EzekielDec 1, 2025
Average Car Insurance Cost in Florida by City

Average Car Insurance Cost in Florida by City

Florida is one of the priciest states to insure a car, and your city matters as much as your driving. Here's roughly what major Florida cities pay, why the gaps are so wide, and how to pay less.

Eddie EzekielDec 1, 2025